Consumer Services
Helping individuals make the most informed credit decisions.
Protect your credit information
If you are concerned you may have been a victim of a data breach, scam call or potential fraud, you can place a ban on your Experian credit report now.
What are your financial goals? Perhaps it’s the security of owning your dream home, perhaps it’s taking on the challenge of running your own business. Maybe you’re looking to get a new phone contract. Whatever your definition of success, checking out your credit report is a good first step. A credit report provides one picture of your personal credit history. When you apply for credit, your lender will look at your credit report to help them assess your credit worthiness. At Experian, we believe knowledge is power, which is why you can access your Experian Credit Report any time for free.
Access your credit report
Ready to get a picture of your personal credit history? Access your free Experian Credit Report today.
Request a correction
If you notice any incorrect information on your Experian Credit Report let us or your credit provider know.
Manage bans
If you’re a victim or likely victim of fraud, stay in control by requesting a ban on your Experian Credit Report. You can also Extend or Lift a Ban.
Learn about credit reports and scores
Your credit report ](https://www.experian.com.au/consumer/credit-report-scores/experian-credit-report)
How to read your credit report ](https://www.experian.com.au/consumer/credit-report-scores/experian-credit-report/understand-credit-report)
Your credit score ](https://www.experian.com.au/consumer/credit-report-scores/experian-credit-scores)
How to improve your credit score ](https://www.experian.com.au/consumer/credit-report-scores/experian-credit-scores/improving-your-credit-score)
Helpful tools and resources
CreditSmart
We’re a proud supporter of the industry initiative CreditSmart, a great resource developed by credit experts for you.
MoneySmart
Check out the Australian Securities and Investments Commission’s (ASIC) resource MoneySmart for more information you can trust.
The Privacy Act
We respect your privacy under the Privacy Act 1988 (Cth) (Act) and ensure we comply. Learn more about the Act from the Office of the Australian Information Commissioner (OAIC).
FAQs
What can we help you with?
Read more
Comprehensive Credit Reporting & Repayment History](https://www.experian.com.au/consumer/faqs/credit-reporting-repayment-history)
Credit Reporting Bodies](https://www.experian.com.au/consumer/faqs/credit-reporting-bodies)
Understanding My Credit Report](https://www.experian.com.au/consumer/faqs/credit-reporting-repayment-history2)
Understanding My Credit Score](https://www.experian.com.au/consumer/faqs/understanding-my-credit-score)
Corrections To My Credit Report](https://www.experian.com.au/consumer/faqs/corrections-to-my-credit-report)
Identity Theft](https://www.experian.com.au/consumer/faqs/identity-theft)
Placing A Ban On My Credit Report](https://www.experian.com.au/consumer/faqs/placing-a-ban-on-my-credit-report)
Third Party Providers](https://www.experian.com.au/consumer/faqs/third-party-providers)
Financial Hardship Assistance & Credit Reporting](https://www.experian.com.au/consumer/faqs/financial-hardship-assistance)